Want to know more about equity release?

Watch our two-minute video that will explain how equity release could work for you.

Would you like to know more, call us on 0800 999 3339 or book a call back.

Free equity release calculator

See how much you could release with our simple lifetime mortgage calculator.

Estimated property value
(please call for properties valued higher than £1.5m)
Age of youngest homeowner
Outstanding mortgage balance
(leave as £0 if you have no mortgage)
You would be able to release a maximum of
equity from your home.
Higher loan amounts may be available. Please ask for a personalised illustration.
If you just need some helpful, friendly advice, call us now on 0800 999 3339, you'll get straight through to a qualified equity release specialist. If its more convenient, you can simply Book a chat.
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What is equity release?

Unlocking the cash tied up in your home without needing to sell or move is possible with equity release. Known as a lifetime mortgage, this allows homeowners aged 55 and over to borrow against their property’s value or, with a home reversion plan, sell a portion or all of it in exchange for a lump sum or regular payments. Some plans even offer the option to withdraw extra funds later if required. Any existing mortgage must be repaid using the released funds.

Is equity release safe?

Strict regulations from the Financial Conduct Authority (FCA) ensure that equity release is a secure financial solution. A lifetime mortgage includes a ‘no negative equity’ guarantee, which means neither you nor your estate will ever owe more than your home’s final sale price, as long as it is sold for a fair market value. Seeking professional advice helps ensure that equity release is the right choice for your circumstances.

What can you use equity release for?

The money you unlock is yours to use however you wish. Whether it’s home improvements, paying off existing debts, supporting loved ones, purchasing a new car, or simply enjoying a more comfortable retirement, the decision is entirely yours.

Here are a few of the most common reasons people choose equity release.

Repaying
existing debts Repaying
debts
To support
the family
Supporting
family
To fund care
home fees
Funding
home care
For dream
holidays
Dream
holidays
For home improvements
For home
updates
University or weddings costs University or weddings
Would you like to know more in detail, please call us on 0800 999 3339 or simply Book a chat.

About us


At Equity Release and Mortgage Partnership Dumfries and Galloway, we specialise in providing expert guidance on later-life mortgages and equity release. With extensive experience, our team offers clear and straightforward advice, ensuring you have all the information needed to make the right financial choice. Whether you’re looking to release equity from your home or secure a mortgage deal, we are here to support you every step of the way.

We pride ourselves on offering a personal approach, taking the time to understand your unique circumstances and financial goals. Our advice is always tailored to your needs, helping you make an informed decision with complete confidence. Unlike some brokers, we don’t charge you any fees, instead, we receive payment from the lender once your mortgage is completed.

Our team is committed to making the equity release process as smooth and stress-free as possible. From the initial consultation to the completion of your plan, we handle all the details, ensuring everything runs efficiently. We are always available to answer your questions, providing honest and transparent advice at every stage.

Our mission is to help you achieve financial peace of mind, whether that means unlocking the value in your home or finding the best later-life mortgage option. With a strong reputation for reliability and professional service, we are dedicated to helping you secure a brighter and more secure future.


Why choose us for equity release in Dumfries and Galloway?

Variety of choices

 

Effortless process

 

Experienced professionals

Book a free consultation with Richard or Tom today

Telephone

0800 999 3339

Email

Email us

Business hours

Mon-Sat | 09:00 to 20:00

Book a chat

Appointments are available late into the evening and on the weekend.